Listed by PHILLIP POE of ONE REALTY CORP
Potential Short Sale - Subject to Lender Approval. Property is being marketed as a short sale; lender approval has not yet been obtained. Property is sold as-is with the right to inspect. Buyer to verify all property information. All offers must include proof of funds or lender pre-approval. Closing timeline will be subject to lender approval. Opportunity meets tranquility at 2731 Howard Rd, Middleburg, FL 32068, a unique 1-acre estate in a highly desirable Clay County location. Enjoy peaceful country living while remaining just minutes from Blanding Blvd, shopping, dining, top-rated schools, and major highways for easy access to everyday conveniences. The main home offers approximately 2,736 sq. ft. of living space, featuring tile and carpet flooring, a cozy fireplace, and a spacious layout with potential to add additional bedrooms. With light updates, including bathroom tile resurfacing, flooring refresh, kitchen modernization, and interior paint--this property could easily be transformed into a beautiful primary residence or income-producing rental. This property also offers multiple income-generating possibilities. The backyard includes a fully equipped 1-bedroom, 1-bath guest house, ideal for long-term rental, Airbnb, or private in-law quarters. Additionally, the 800+ sq. ft. detached garage, currently used as a wood shop, offers potential to convert into additional living space, rental unit, guest quarters, or workspace. The property also features a barn, storage shed, and chicken coop, making it well suited for homesteading, small farming, or equipment storage. Outdoor features include a large 6.5-ft-deep pool that can be restored with a new liner and cleaning, as well as a pond that was previously stocked with koi fish, offering a peaceful natural setting. With no HOA restrictions, owners have the flexibility to park RVs, boats, work vehicles, or expand their investment plans. The property operates on well and septic, eliminating water and sewer utility bills. This estate presents excellent potential for investors, entrepreneurs, or homeowners seeking a multi-generational property with built-in income opportunities.

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Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 9:46 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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