Listed by Stephen L Carroll of SELECT REALTY LLC
This rare Neptune Beach custom built 5BR/5BA ocean-view home is just steps from the sand, with rooftop spa, flexible multi-generational layout, and no flood insurance required. This beach home offers 3BR/3BA, kitchen, living room & laundry on the ground level (fully self-contained!) plus 2BR/2BA upstairs. Enjoy ocean breezes and views from the screened patio and rooftop deck with jacuzzi. This is an ideal layout for guests, extended family, dual-primary living, a private work-from-home space, or live upstairs & rent out downstairs! Features include concrete block first floor, poured concrete second-floor system for reduced sound transfer, brand new 2nd floor HVAC, 1st floor HVAC just 2 years old, central vacuum, gas cooktop, dual tankless water heaters, outdoor shower, 2-car garage, and hardwood & tile flooring. Live the beach life and enjoy the Town Center dining & nightlife. A true gem in one of Neptune Beach's most desirable locations.

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Federal 30-year interest rate: 6.67% last updated on Aug 13, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of August 16, 2026 7:46 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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