HOME IS LISTED 10K BELOW APPRAISED VALUE!!!! Returned to the market after the previous buyer was unable to close. The home and seller remain in excellent standing, creating a renewed opportunity. A full home inspection has already been completed, providing added transparency and confidence. The property is fully FHA approved, making financing accessible and the path to ownership even smoother. Features include vaulted ceilings, updated light fixtures, and new flooring in both the kitchen and living room. The upgraded kitchen offers stainless steel appliances, sleek cabinetry, and ample counter space. Open-concept living area leads to a private fenced patio and backyard. Upstairs, the primary suite features a private balcony overlooking the backyard, a large walk-in closet, and ensuite bath. Two additional bedrooms offer space for family, guests, or a home office. Oversized attached 2-car garage and community access to a lake on Fishing Creek. Located near NAS Jax. The seller's preferred lender is offering a 1% lender credit, in the form of a rate buydown, to qualified applicants. This incentive is provided directly by the lender and is subject to the lender's eligibility requirements, underwriting guidelines, and loan program availability. Participation in this program is voluntary and applicants are not required to use the preferred lender to purchase this property. Buyers are encouraged to compare financing options and may choose any lender of their preference. All terms, conditions, and availability of credits or buydowns are solely at the discretion of the lender and may change without notice.