Listed by TINA C SMITH of PINEYWOODS REALTY LLC
This is the best of the best... Downtown Fernandina Beach. This beautiful home has an updated kitchen, two bedrooms with en-suites on main floor, 2200+ - sq ft, original wooden floors, lots of natural light, quartz countertops, panel refrigerator, Thermidor six burner range, composite decking, under counter lighting, and a private fenced paver courtyard. This is a prime location and an easy walk to the downtown restaurants, and shopping. There is great man cave, studio or flex room located behind the home. This studio is cooled and heated with a mini split and its only about two years old... This studio has a separate entrance from main house. Enjoy the charm and convenience to downtown living, There is parking on the left side of the home, and a small golf cart will fit on the right side. Age of house according to the Historical Museum was 1884 or prior as it appears to be shown in the 1862 map of downtown Fernadina Beach

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Est. Mortgage:
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Federal 30-year interest rate: 6.06% last updated on Jan 15, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of January 19, 2026 12:57 AM EST . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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