Listed by MARY HAMILTON of SUMMER HOUSE REALTY
LIVE YOUR BEST ISLAND LIFE where coastal living meets everyday comfort! Ideally located just minutes from the beach and Historic Downtown Fernandina Beach in quaint Highland Dunes, this inviting 4 BEDROOM, 2 BATHROOM home offers a thoughtfully designed split floor plan and EXCEPTIONAL OUTDOOR LIVING. Built with durable concrete block and stucco, the home sits approximately 35 feet above sea level, providing peace of mind and a naturally high-and-dry homesite. Inside, enjoy a carpet-free interior featuring tile and luxury vinyl plank flooring throughout, perfect for easy living and low maintenance. Additional home features include soft close cabinetry, crown molding and hurricane shutters for the entire home. The spacious screened porch and extended decking overlook the fully fenced backyard, creating a private retreat for relaxing or entertaining. The garage is another standout, featuring painted and sealed flooring, a refrigerator, safe, and an oversized ceiling fan that keeps the space cool and comfortable year-round. Located within the highly sought-after A+ rated Fernandina Beach school district and close to top-rated restaurants, shopping, and Amelia Island's renowned beaches, this home offers the perfect blend of convenience, quality, and coastal charm.

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Est. Mortgage:
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Federal 30-year interest rate: 6.06% last updated on Jan 15, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of January 18, 2026 10:46 PM EST . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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