MULTIPLE OFFERS! Highest and Best due by 7pm 01/19. Welcome to your waterfront dream home! This stunning farmhouse offers 3 bedrooms, 2.5 bathrooms, plus a separate bonus space ideal for a playroom, home office, or multi-generational suite, complete with its own wet bar and half bath for ultimate flexibility. Perfectly situated high and dry on Black Creek, this waterfront gem features NO CDD or HOA fees and offers a short boat ride to the St. Johns River, making it one of the best value waterfront homes on the market. Step inside to open-concept living highlighted by new luxury vinyl plank flooring and a gorgeous fireplace that serves as the heart of the home. The beautifully updated kitchen boasts 42'' white shaker cabinets, a trendy backsplash, chic black stone countertops, and a picture window showcasing serene water views. Outside, enjoy stress-free waterfront living with a newer bulkhead, multiple outdoor spaces including a spacious front porch, screened back porch, and a deck off the bonus room, perfect for relaxing with your favorite beverage. Added perks include a private well for fresh water, meaning no water bill! This exceptional home truly checks all the boxes. Schedule your private tour today and start living the waterfront lifestyle you've been dreaming of!