Listed by TERRELL KEITH DAVIS of SUMMER HOUSE REALTY
Welcome to your new favorite island home, this 3 bedroom, 2 bath bungalow offers a practical layout and solid construction just minutes from the best of Fernandina Beach. Built with concrete block construction, the home offers durability, reliability, and lower long term maintenance considerations. Being sold furnished, it is move in ready and suitable for immediate use as a primary residence, second home, or rental property. Vinyl plank flooring runs throughout the home and supports everyday living with easy upkeep. The interior layout is efficient and functional, maximizing usable square footage without wasted space. Outside, the property includes multiple fruit trees, a large storage shed, and a fully fenced backyard that can accommodate pets, equipment, or outdoor gatherings. Two separate driveways provide ample off street parking for residents and guests. Eligible for short term rentals, this property offers flexibility for personal use or income production.Book your showing.

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Property Details of 1306 S 4th Street

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Est. Mortgage:
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Federal 30-year interest rate: 6.09% last updated on Feb 12, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of February 13, 2026 1:37 AM EST . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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