Listed by SARAH EMMONS CHANCEY of FERNANDINA BEACH REALTY
AIRBNB-FRIENDLY, this beautifully updated 4-bedroom home offers flexibility as a primary residence, second home, or income-producing investment. Ten minutes from your private dock to downtown Fernandina Beach--boat to dinner, live music, and sunset strolls, then cruise home as the marsh glows at golden hour. With a private dock, boat lift, and deep-water community access, life on the water is effortless. Inside, marsh views fill nearly every room, with wood floors, high ceilings, and a light-filled open layout. The upgraded kitchen features a custom island, quartz countertops, farmhouse sink, wine fridge, and high-end appliances. Upstairs, a spacious bonus room adds flexible space for guests or a home office. Enjoy an extended deck, new dock, and a rare two-car garage + workshop with a view. A true coastal retreat with lifestyle + income potential built in.

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Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 5:46 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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