Listed by TAMMY BERG of MARK SPAIN REAL ESTATE
Short Sale - Bank Approved Price. Price reflects the lender-required payoff. Located in the desirable Heron Isles community, just minutes from Fernandina Beach, this spacious two-story home offers 4 bedrooms and 2.5 bathrooms with a flexible layout. Features include a loft with built-in desk, a separate eat-in kitchen and family room, plus two adjoining front rooms ideal for formal dining, sitting area, or flex space. The kitchen offers ample cabinetry, counter space, and a coffee or butler's bar. All kitchen appliances convey. Solar panels help reduce utility costs, and the roof is only 2.5 years old. Natural light fills the home throughout. The fully fenced backyard includes a swing set and fire pit. Important: Property is subject to short sale approval. Solar panels are leased and there is an existing lien--buyer must qualify to assume the solar lease.

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Est. Mortgage:
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Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of July 1, 2026 7:47 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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