Listed by ANGELA D HUGGINS of X FACTOR SUCCESS REALTY
Let's be real -- you're not just buying a house, you're buying the Florida waterfront lifestyle. Pool, putting green, boat dock, a patio made for legendary get-togethers, and spectacular views of ancient oaks and the Cedar River. Inside: real hardwood floors throughout, an enormous kitchen, a gorgeous primary bathroom, flex space, and -- yes -- a basement in Florida. Three sump pumps keep it dry and ready for storage. The living areas sit well above the FEMA flood zone, so you get all the waterfront magic without the anxiety. Fully renovated and move-in ready. The layout has quirks -- built in 1945 and expanded over the years, it's got character. Not a cookie-cutter open floor plan, but who wants that anyway? 4 bed, 3 bath, nearly $220K in renovations, and a river out your back door. This is the waterfront lifestyle usually reserved for a much bigger budget. Motivated seller. Come for the view. Stay forever. UPDATES - 1900 Lake Shore Blvd Completion Date: February 2026 Total Update Costs: $219,400 Cosmetic Updates: $67,000 Refinished Hardwood Floors Full interior paint New Lighting Fixtures New Plumbing Fixtures New Tile in Baths and Family Room Reconfiguration of Primary Bath to include soaking tub and new vanity Reconfiguration of the kitchen to maximize views of the river, pool, and oak trees Kitchen updated with custom painted cabinets, new countertops, and new layout Infrastructure Updates: $152,400 1. Plumbing & Waste Management " Supply Lines: 100% removal of galvanized service lines; replaced with modern PVC/PEX water supply lines. $10,200 " Drain Lines: Removal of cast iron drains, with exception of drain that runs under the dining room/kitchen; replaced with modern PVC. $9,500 " Septic System: $32,000 - Complete 2026 installation including: o New Primary Septic Tank. o New Dousing Tank. o New Drain Field (Sized for 4-Bedroom/3-Bathroom capacity). o Previous Septic Tank and Field abandoned. " Fixtures: All new plumbing fixtures installed in bathrooms and kitchen; master bath reconfigured with new soaking tub 2. Electrical & Lighting - $13,500 " Wiring: Removal of cloth wiring in the original section of the home. " Panel & Service: Main electrical panel updated with new breakers; all switches and plugs replaced throughout the original section of the home. " Lighting: Full installation of new interior light fixtures and ceiling fans; new exterior LED floodlighting on the front and rear of the home. 3. Structural & Basement Resilience " Roof: Replaced roof in 2022 by prior owner " Roof/Ceiling Support: Two (2) new structural beams installed in the kitchen area to reinforce the ceiling and roof system. - $4,300 " Basement Management: Basement equipped with a triple-redundancy sump pump system to proactively manage water table fluctuations and rising river levels. " Decks: Primary suite deck structurally repaired and repainted 4. HVAC & Climate Control " Service: Full professional service with new filters for the HVAC system. $800 " Insulation/Seal: Garage door opening system repaired and serviced for optimal seal and operation. $600 5. Waterfront & Exterior Systems " Pool: Professional resurfacing (marcite); pool pump and filtration system fully serviced. $24,400 " Dock: Comprehensive refurbishment including a new ramp, new decking, and reinforced piling connections. $42,000 " Security: Back yard fully enclosed with 6' privacy fencing - $3,500 " Survey: New 2026 survey on file with all property changes documented and new corner stakes installed. $600 " Landscaping/Hardscaping: Sod in front yard, hydroseeding on side & rear yard, pavers, plantings, dead tree removal, and tree cleanup. - $11,000

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Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 8:47 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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