RARE ASSUMABLE MORTGAGE AT 3.99%! Why Wait for New Construction When You Can Have This Rate Now? Why wait for new construction and today's rates when you can assume this seller's 3.99% mortgage and save hundreds every month, right now? This beautifully maintained 4 bedroom, 2 bathroom home in the highly sought-after Cross Creek community of Green Cove Springs offers the space, style, and location buyers want, without the wait or the interest rate. This home features a desirable three-way split floor plan, giving the primary suite ultimate privacy while secondary bedrooms stay flexible for guests, a home office, or growing family needs. The open-concept kitchen overlooks a spacious living area, creating the ideal layout for entertaining and everyday life. Bright, functional, and move-in ready, this home is the heart-of-the-home design today's buyers are searching for. Cross Creek residents enjoy true resort-style living with a community pool, clubhouse, fitness center, pickleball courts, playgrounds, and scenic walking paths, all in a welcoming neighborhood with newer construction homes and easy access to shopping, dining, and major commuter routes throughout Green Cove Springs and Clay County. Don't miss the opportunity to own in one of Green Cove Springs' most desirable communities at a payment new construction simply cannot match. Schedule your private showing today, homes with an assumable mortgage this attractive do not last long! Search terms built in: Green Cove Springs homes for sale, Cross Creek community, assumable mortgage Florida, 4 bedroom split floor plan, Clay County real estate, resort style amenities Green Cove Springs