Listed by TONYA O'QUINN of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Welcome to The Villas at Cross Creek, where location, condition, and value come together -- all under $400,000. This meticulously maintained home is perfectly situated just off Kernan and Atlantic Boulevard, making shopping, dining, and everyday errands seamless and convenient. Inside, you'll find LVP flooring flowing through the majority of the home, offering both style and low-maintenance living. The spacious kitchen provides ample prep and storage space and opens directly to the outdoor patio -- ideal for entertaining guests or enjoying quiet evenings at home. The main living area features a cozy wood-burning fireplace, perfect for chilly nights and creating a warm, inviting atmosphere. Need flexibility? The dedicated flex space is perfectly suited for a home office, playroom, workout area, or creative studio -- tailored to your lifestyle. The private backyard with no rear neighbors, gives you the peace and privacy you crave. This home is truly a special find. A must see!

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Federal 30-year interest rate: 6.49% last updated on Jul 9, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of July 14, 2026 9:17 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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