ASSUMABLE 2.99% MORTGAGE for VA BUYERS!! This BEAUTIFULLY MAINTAINED 2021 built 4 bedroom, 3 bathroom home located in the final phase of highly DESIRABLE AMELIA CONCOURSE is perfectly positioned on a serene preserve lot offering both privacy and peaceful views. Featuring nearly 2,400 square feet, the thoughtfully designed split floor plan provides functionality and flexibility. The spacious primary suite and secondary bedrooms are located downstairs, while a private upstairs bonus room with full bath serves perfectly as a 4th bedroom, guest retreat, or media space. The kitchen is the heart of the home, featuring white cabinetry, quartz countertops, a large center island, natural gas cooktop, double ovens and an enhanced walk-in pantry -- ideal for both everyday living and entertaining. Wood-look tile flooring flows seamlessly throughout the main living areas, adding warmth and durability. A custom shiplap accent wall with electric fireplace creates a stunning focal point in the living charm. Step outside to enjoy both front and back porches, including an extended and screened rear porch -- the perfect place to unwind while overlooking the preserve. Additional highlights include a tankless gas water heater, termite bond and irrigation system. You will enjoy access to Amelia Concourse's EXCEPTIONAL COMMUNITY AMENITIES, including a resort-style pool, kiddie pool, playground, and clubhouse. Ideally located just minutes from Amelia Island's beaches, shopping, dining, and grocery stores, and only a 30-minute drive to Jacksonville International Airport, this home truly offers the best of convenience and coastal living.