Built in 2019 on a rare 0.21-acre double lot in Historic Old Town, this custom residence offers a combination difficult to replicate: the architectural character of one of Fernandina Beach's most distinctive neighborhoods with the comfort and advantages of modern construction. Designed by Eric Moser and built by Jim Cartwright, the home was thoughtfully conceived to complement its historic surroundings while meeting today's expectations for quality and livability. Multiple porches invite relaxed mornings and effortless entertaining, while the fully fenced backyard, outdoor shower, space for a future pool, and dedicated parking for up to three vehicles create an unusually versatile setting for enjoying the coastal lifestyle. Heart pine floors, mahogany doors, a wood-burning fireplace, vintage lighting, a BlueStar range, a standing-seam metal roof, high-performance insulation, and PG-40 windows underscore the quality. The property has no HOA. Schedule your private showing today.

"Based on information submitted to Northeast Florida Association of REALTORS as of October 1, 2026 3:48 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

Name

Your Email Address

Phone

Message Send me the deed for 1102 Ladies Street Fernandina Beach FL 32034 (ID#:2133517)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Name

Your Email Address

Phone

Message Send me the survey or tax map for 1102 Ladies Street Fernandina Beach FL 32034 (ID#:2133517)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Name

Your Email Address

Phone

Message I would like more information for 1102 Ladies Street Fernandina Beach FL 32034 (ID#:2133517)

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Listing Tools

Property Details of 1102 Ladies Street

Map Location

Mortgage Calculator

Est. Mortgage:
$/month over payments

The Moorman Group

Hi there! How can we help you?

Listing Tools

Hi there! How can we help you?

Property Details of 1102 Ladies Street

Map Location

Mortgage Calculator

Est. Mortgage: $/month over payments

Hi there! How can we help you?

Hi there! How can we help you?

Hi there! How can we help you?

The Moorman Group

Est. Mortgage:
$/month over payments