Save thousands in your first year of owning by using Seller's preferred lender. Lock your rate before June 30th, 2026 & receive a FREE temporary 1-0 buy-down, making your interest rate 1% lower for your first year of payments. Experience elevated living in this impeccably maintained 4BR, 3BA home with a 3-car garage, sited on a peaceful preserve lot in sought-after Cross Creek North. Every detail has been thoughtfully upgraded for effortless, turn-key living: freshly painted interior, brand-new carpet in all bedrooms, wood-look tile in the main living areas, whole-house gutters, epoxy-finished garage floor, and Closet by Design organizers in every closet for luxurious, built-in storage. The chef-ready kitchen shines with quartz countertops, 42'' cabinets, and a full suite of included appliances -- truly move-in ready from day one. Modern conveniences abound with all-new ceiling fans, faucets and shower heads, plus a brand-new washer & dryer included, so laundry day feels like an up upgrade, not a chore. The flat-screen TV is professionally mounted, for a clean, seamless look. Enjoy indoor/outdoor living on the screened patio overlooking the fully fenced backyard with pristine Zoysia turf front and back and full irrigation -- tranquil preserve views complete this private retreat, perfect for family time, play, and effortless entertaining. Community amenities rival a resort: boat/RV parking, community pools, splash pad, playground, pickleball and volleyball courts, fitness center, and a dog park. Cross Creek is conveniently minutes from Fleming Island's shopping and services, and NAS JAX is a quick 25-minute drive. Zoned for top-rated schools, this home is a rare combination of smart upgrades, storage, curb appeal, and lifestyle -- with all appliances (including the new washer & dryer) already in place. Don't miss this turnkey Cross Creek North gem -- schedule your private showing today and start enjoying elevated, effortless living from the moment you move in. Deep freezer does not convey.