UPDATE: Assumable FHA, 4.92% for qualified buyers. New Roof (1/10/2025). Price Adjustment. Welcome home to this beautiful 4-bedroom, 2-bath pond view residence in the desirable White Oak Trail community. Only Home for sale, offering a thoughtfully designed open-concept layout perfect for today's modern lifestyle. At the heart of the home, the spacious kitchen overlooks the inviting family room, where a cozy wood-burning fireplace and serene pond views create the perfect setting for everyday living and entertaining. A highly functional floor plan offers the owner's suite plus two additional bedrooms on the main level, while the HUGE upstairs bonus room--ideal as a 4th bedroom, game room, home office, or guest retreat--adds incredible flexibility. The owner's suite is a private retreat, featuring a walk-in closet with custom built-ins, double sinks with upgraded LED waterfall spout faucets, a walk-in shower, and a large sunken garden tub perfect for relaxing after a long day. Move In Ready! Owners Motivated To Sell Quickly! Take A Closer Look! Additional highlights include a brand-new roof (installed 1/10/2025), transferable home warranty, a versatile flex space off the entry ideal for a home office or formal sitting area, and a paver-covered lanai overlooking the pond--perfect for morning coffee, evening sunsets, and enjoying the Florida lifestyle. Residents also enjoy access to the community playground, adding to the neighborhood's family-friendly appeal. Conveniently located just minutes from Jacksonville International Airport, major shopping, dining, and everyday conveniences, this home truly offers the perfect blend of comfort, style, location, and lifestyle. Furnishings and TVs do not convey. Water softener system is leased with option to transfer. Ring Camera at entry.