Listed by JARED JONES of SALT HARBOR REAL ESTATE COMPANY LLC
The air feels different here. Salt air drifts in from the coast and becomes part of everyday life at 831 Division Street, something people come to Fernandina Beach for but rarely find this close to everything. Just minutes from downtown and Central Park, errands turn into familiar faces and evenings don't need a plan. The pace is slower, but never still, with most places reachable by bike or golf cart. Inside, this move-in ready 3-bedroom, 2-bath home is filled with natural light, creating an open, easy feel. The kitchen anchors the space with a waterfall-edge island, perfect for gathering. Outside, a fully fenced backyard offers room for dogs, coffee mornings, and relaxed evenings, all low maintenance. A one-car garage adds flexibility. Set among locals and newcomers alike, you're near the beach, the greenway, and downtown, offering a rare chance to enjoy island living without overpaying.

Listing Tools

Property Details of 831 Division Street

Property Details

Interior Features

Utilities and Appliances

Community

Other Details

Map Location

Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 7:46 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

I agree to receive marketing and customer service calls and text messages from The Moorman Group. To opt out, you can reply 'stop' at any time or click the unsubscribe link in the emails. Consent is not a condition of purchase. Msg/data rates may apply. Msg frequency varies. Privacy Policy.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Hi there! How can we help you?

Contact us using the form below or give us a call.

Send Us A Message:

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

$

Do not fill in this field:

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.