***Seller offering a $75,000 concession toward the future installation of stairway access to the private rooftop terrace-creating an even more seamless indoor-outdoor experience with breathtaking panoramic water views and the soothing sounds of distant ocean waves.*** Direct Intracoastal waterfront views from all three levels and the rooftop terrace, a refined collection of curated upgrades, and an upgraded deeded boat slip come together in this exceptional residence within Cortez on the Water, where an effortless connection to the water is felt throughout.Thoughtfully enhanced with an elevated level of custom detail and designer finishes, and complemented by a private in-unit elevator servicing every floor, the home seamlessly blends sophisticated coastal living with functionality, comfort, and ease. The Intracoastal serves as a constant backdrop throughout the home, with uninterrupted waterfront views shaping the experience from nearly every vantage point. From the upper levels, the views extend outward to expansive sky and horizon, while the rooftop terrace offers a more immersive setting where, on quieter evenings, the distant sounds of ocean waves can be heard. For those who value life on the water, the community marina provides deep-water, navigable access to the ocean, complemented by an upgraded deeded boat slip featuring 50-amp service, an expanded 15-foot width, and three additional pilings already secured for future configuration. Inside, the home reflects a cohesive, design-forward aesthetic shaped by extensive upgrades and carefully considered selections. Restoration Hardware lighting introduces architectural presence throughout, including a sculptural halo-style fixture above the expanded quartz island and a cascading vertical feature along the stairway that creates a soft interplay of light and texture. Upgraded flooring and refined finishes reinforce a clean, composed interior. The top-floor living space is defined by light, proportion, and orientation, anchored by a kitchen that balances presence with precision. A premium Viking appliance package includes a professional-grade range with custom hood, dual dishwashers, and integrated beverage and coffee stations with additional refrigeration and wine storage. The primary suite offers a quieter retreat, framed by water views and direct balcony access, and complemented by a custom-designed walk-in closet. A series of waterfront-facing balconies extends across each level, from the first through the third, each capturing expansive Intracoastal views, including one just off the kitchen and dining area where the St. Augustine Lighthouse comes into view. The rooftop terrace introduces an additional layer of living, while elevator access to every level reinforces ease and continuity throughout. Additional features include a whole-house generator, dual EV charging stations, and tankless water heating. Residents enjoy a private marina, waterfront pool and spa, and a setting just moments from historic downtown St. Augustine where dining, boutique shopping, and culture are part of the everyday landscape-as well as the beaches of Anastasia and Anastasia State Park, creating a lifestyle defined by both access and atmosphere. This is a residence where perspective, design, and access come together, offering a refined and complete waterfront living experience.