Listed by JENNIFER DOHERTY of EXIT INSPIRED REAL ESTATE
This 4-bedroom, 2-bath home has already had the big-ticket items taken care of, so you can focus on actually enjoying your space. With a brand new roof (2025) and new AC (2026), the heavy lifting is already done. Inside, the home has been thoughtfully updated with a clean, modern feel. The kitchen features soft-close cabinets, quartz countertops, and new stainless steel appliances, while fresh paint and updated bathrooms make the entire home feel move-in ready. And then there's the part that's hard to find at this price point-flexibility. Located in a USDA-eligible area with NO HOA and NO CDD, you have more freedom to live how you want without extra monthly costs stacking up. Tucked just minutes from the new First Coast Expressway, commuting is surprisingly convenient while still enjoying a more laid-back, tucked-away setting on a county-maintained dirt road. The backyard even includes a wooden playhouse-perfect for outdoor fun or a creative space. In a market where buyers are being more intentional than ever, this is the kind of home that makes sense-updated where it matters, priced right, and offering more than you'd expect.

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Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 6:46 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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