Listed by MEHAK STEVENS of COLDWELL BANKER VANGUARD REALTY
Welcome to 4505 Ranch Pines Way-where space, privacy, and comfort come together in the heart of Middleburg. Situated on a generous half-acre lot, this 4-bedroom, 2-bath home offers the freedom of wide-open living with the convenience of nearby schools, shopping, and daily essentials. Step inside to find an inviting layout filled with natural light that effortlessly flows throughout the home, creating a warm and airy feel in every room. The living spaces are thoughtfully designed for both everyday living and entertaining, while recent updates add both style and peace of mind. Enjoy beautifully updated bathrooms, new windows that enhance energy efficiency and brightness, and modern fixtures that elevate the overall aesthetic. Outside, the expansive yard offers endless possibilities--room to relax, play, or create your own outdoor retreat, complete with a new shed on a concrete slab. Located in Clay County, known for its family-friendly communities, top-rated schools, and a slower-paced lifestyle, this property offers the perfect blend of privacy and accessibility. Don't miss your opportunity to tour this home and make it yours! Seller is offering buyer concessions with a competitive offer! Updates include: Recent Updates: Generator with 250-gal underground propane tank + auto transfer switch New Andersen windows (transferable warranty) New gutters Water heater (2022) Septic pumped (pumped in 2024, no issues) New shed on concrete slab Updated bathrooms Ceiling fans in every room Updated light fixtures HVAC (2020)

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Est. Mortgage:
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Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of July 1, 2026 7:47 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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