Listed by BRENDA BOND of FLORIDA HOMES REALTY & MTG LLC

Listing Sold by FLORIDA HOMES REALTY & MTG LLC
Opportunity knocks with this 2-bedroom, 1-bath concrete home. Key upgrades include a metal roof (2010), new HVAC (2025), updated electrical panel (2025) and hot water heater (2023), reducing major upfront costs. With solid construction, a fully fenced yard, and an enclosed rear porch offering additional usable space, this property is primed for renovation and strong resale or rental potential. Located in an older, established neighborhood with charming brick streets in central Palatka. Just a few minutes to downtown stores and the city dock on the St Johns River or the Westside shopping district. Within walking distance to a public park and Ravine Gardens and offering an easy commute to St. Augustine, making it an excellent opportunity for resale, rental income, or a personalized starter home project.

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Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 8:47 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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