Listed by JOSEPH DENIS CARROLL of FLORIDA HOMES REALTY & MTG LLC
Exceptional 3-bedroom, 2-bathroom ground-floor condo in a gated island community just 5 minutes to the beach, grocery stores, and historic downtown Fernandina Beach. This updated first floor 3 bedroom residence offers the ideal blend of space, convenience, and low-maintenance living. The expanded kitchen features quartzite countertops, soft-close cabinetry, and generous storage. Luxury vinyl plank flooring runs throughout the main living areas for a clean, durable finish. Both bathrooms were remodeled in 2023 with modern, tasteful updates. Major system improvements provide peace of mind, including new windows (2018), new roofs throughout the community (2018), a new hot water heater (2022), and a brand-new HVAC system (2024). Enjoy the heated community pool and grilling cabana just steps from your door. Public beach access is approximately 1.5 miles away, with the shops and dining of downtown just two miles away. Whether as a primary residence, second home, or investment property, this

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Federal 30-year interest rate: 6.36% last updated on May 14, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of May 16, 2026 7:46 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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