Assumable 5.00% FHA Loan! Why pay today's higher interest rates? Qualified buyers may have the opportunity to assume the seller's existing 5.00% FHA mortgage, potentially saving $200-$350 per month compared to obtaining a new loan at current market rates. That's thousands of dollars in potential savings over the coming years, while enjoying a lower monthly payment. **Assumption is subject to lender approval and buyer qualification. MOTIVATED SELLERS!! Welcome to this beautifully maintained 2022-LGI Builder Home with thousands in upgrades in St. Augustine, offering modern design and move-in ready convenience. This 3-4 bedroom,(4th bedroom non comforming) 2.5-bath home features an open-concept layout filled with natural light, perfect for both everyday living & entertaining. The kitchen showcases quartz countertops, stainless steel appliances, & plenty of counter & cabinet space, enjoy the open floorplan into the main living area. The spacious primary suite offers a private retreat, while additional bedrooms provide flexibility for guests plus a flex room for a 4th bedroom or an office. Enjoy outdoor living on the covered patio overlooking the backyard. Make memories with family & friends on this stunning paver patio & fully fenced back yard. Conveniently located just minutes from historic downtown St.Augustine, beaches, shopping, and dining. The 5% assumumable could save you THOUSANDS in closing cost & interest