Perfectly positioned on a generous TRIPLE LOT along a quiet, sought-after street, this beautifully maintained 4-bedroom, 2-bath home is nestled in the beloved St. Augustine South community, where residents enjoy two community boat ramps with access to the Intracoastal Waterway, scenic walking trails, and NO HOA or CDD fees. Located in Preferred Flood Zone X (no flood insurance typically required by lenders), the fully fenced yard provides space for your boat, RV, trailer, and beach toys, plus an oversized shed with electricity--ideal for a workshop, hobbies, or additional storage. A newer 2021 roof and full-home replumb add lasting value and peace of mind. An inviting front porch sets the tone, creating the perfect place to savor your morning coffee. Inside, the open-concept design showcases heart pine butcher block countertops, a tile backsplash, breakfast bar seating, a new refrigerator, an upgraded sink, and a seamless flow for effortless living. The spacious primary suite feels like a private retreat, complete with an ensuite bath and dual sinks. A versatile fourth bedroom offers flexibility for a home office, guest suite, nursery, or even multi-generational living. Step outside to your own private backyard oasis designed for outdoor living and entertaining. The expansive yard provides room for pets, play, and even your future dream pool. Multiple decks, a screened porch with bar area, and a jasmine-covered pergola create the perfect backdrop for relaxing and embracing the Florida lifestyle. A raised garden bed is ready for whatever you love to grow. Enjoy a prime location just minutes from St. Augustine Beach and Historic Downtown St. Augustine, with convenient access to shopping, dining, medical facilities, and top-rated St. Johns County schools. Whether you're searching for a primary residence, vacation home, or investment opportunity, this move-in ready property offers exceptional flexibility with short-term rentals allowed. Welcome home to 409 Lobelia Road, where space, privacy, and effortless Florida living await.