Listed by FARAH L WILLIAMSON of INI REALTY,
Perfectly positioned on a generous TRIPLE LOT along a quiet, sought-after street, this beautifully maintained 4-bedroom, 2-bath home is nestled in the beloved St. Augustine South community, offering two community boat ramps to the Intracoastal Waterway, scenic walking trails, and NO HOA or CDD fees. Located in preferred Flood Zone X, the fully fenced yard provides space for your boat, RV, or trailer, plus an oversized shed with electricity- ideal for your workshop, hobbies, or additional storage. Major updates, including a 2021 roof and full-home replumb, provide lasting value and added peace of mind. Inside, this home is anything but cookie-cutter! The inviting open-concept design showcases heart pine butcher block countertops, a tile backsplash, breakfast bar seating, a newer refrigerator, an upgraded sink, and a seamless flow for effortless living. The spacious primary suite feels like a private retreat, complete with an ensuite bath and dual sinks. A versatile fourth bedroom offers flexibility for a home office, guest suite, nursery, or even multi-generational living. Step outside to your own private backyard paradise, where expansive space and multiple outdoor living areas invite you to relax, entertain, and savor Florida living at its best. The generous .28acre yard provides room for pets, play, and a future pool, while multiple decks, a screened porch with bar area, and a jasmine-covered pergola create the perfect backdrop for grilling, chilling, and enjoying the outdoors. A raised garden bed is ready for whatever you love to grow. Enjoy a prime location just minutes from St. Augustine Beach and Historic Downtown St. Augustine, with convenient access to shopping, dining, medical facilities, and top-rated St. Johns County schools. Whether you're searching for a primary residence, vacation home, or investment opportunity, this move-in ready property offers exceptional flexibility with short-term rentals allowed. Looking for space, privacy, and effortless Florida living? Welcome home to 409 Lobelia Road!

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Est. Mortgage:
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Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 8, 2026 12:17 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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