Listed by TINA M ARANT of TIMBER TO TIDES REALTY LLC
Seller Motivated! Located on a private road leading to the Saint Johns River, this charming 2-bedroom, 1-bathroom fully furnished cottage (approx. .35 acre) with additional well lot (approx. .60 acre) offers the perfect blend of comfort, relaxation, and opportunity. Offering river access without the taxes. This delightful retreat is ready for you to move in, unwind, and enjoy. Hobbyists, creatives, and investors will appreciate the gardener's shed, massive workshop, and additional dwelling unit (ADU), which is ready for your finishing touches. Transform the ADU into a private guest suite, home office, studio, or potential income-producing space. Start your mornings on the screened-in porch overlooking the peaceful courtyard, then spend your afternoons exploring the beautiful Saint Johns River with convenient access to the community boat ramp. Whether you're looking for a weekend getaway, a full-time residence, or an investment opportunity, this property has plenty to offer. Seller offering $6000 toward closing costs or rate buydown! Additional Property Details: Shared well; the second lot containing the well is included in the sale. Recorded well agreement includes 104 and 108 Cody. Looking for a family compound? 108 Cody (approx. .23 acre) manufactured home with garage is also available for purchase. Cash or conventional financing only. With its inviting cottage charm, versatile outbuildings, and access to the Saint Johns River, this property is a unique opportunity to create your own peaceful retreat or unlock its investment potential. Come discover all it has to offer!

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Federal 30-year interest rate: 7.32% last updated on Oct 22, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of October 24, 2026 10:46 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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