Listed by ELEANOR SEARS of MIDDLETON REALTY,INC.
WELCOME TO MILE POINT -- WHERE THE RIVER IS YOUR BACKYARD. There are waterfront homes, and then there are homes where the view becomes part of your everyday life. Welcome to Mile Point on Fanning Island in the North Florida Keys--an extraordinary, one-owner, custom-built all-brick waterfront home sitting high and dry on a beautifully landscaped lot with 118 feet of waterfront and a spectacular southern view across the St. Johns River. And this view? You will never get tired of it. From the shade of your magnificent live oak, watch dolphins, manatees, turtles and seabirds pass close by. Watch ships and port traffic move across the horizon. Gather around the fire pit as the sun goes down. Then watch fireworks light up the river--and on clear days, catch Cape Canaveral rocket launches streaking across the sky. This is the kind of place where you find yourself saying, ''Let's just sit here a little longer.'' Built in 1997 and lovingly maintained by its original owner, the home offers an open-concept, split-bedroom design with 9'+ ceilings, expansive windows, a gas fireplace, beautiful hickory flooring and cabinetry, and rooms intentionally positioned to capture the water views. The waterfront has been thoughtfully improved, too. A 2018 seawall spans the entire 118' shoreline, with a 6' walkway and huge west-end deck. The established dock is ready for its next owner to create their own waterfront dream. The property is largely connected by beautiful hardscape, with a generous paver entertaining area and fire pit. And beneath all that beauty is something buyers don't always get with waterfront property: peace of mind. A new roof in 2025 with wind mitigation, 2022 gutters with leaf guards, 2018 complete HVAC replacement, new ductwork and zone bypass system in 2026, three-zone climate control, commercial-grade double-pane windows, hurricane protection, whole-house surge protection, generator interlock, helical piers at the house corners, private well and water-softening system, and a properly maintained septic system are just some of the significant improvements already in place. The attached 2½-car garage provides plenty of room for vehicles, workshop space and storage, with additional driveway parking and ample property for a future RV garage or toy shelter. Then there's the location: no HOA, thousands of acres of protected Timucuan Preserve nearby, parks, boat ramps, marinas, the St. Johns River Ferry and a paved bike trail extending toward Amelia Island. This is Florida waterfront living without the feeling of being in the middle of everything. Oh--and the name? The 1926 Mile Point Geodetic Marker is mounted right above the fireplace, giving this home a little history and a story all its own. Mile Point isn't simply a house on the water. It's a front-row seat to the river. Come see why this property is, in a word, AWESOME.

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Est. Mortgage:
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Federal 30-year interest rate: 6.76% last updated on Sep 10, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 11, 2026 8:46 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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