Listed by CYNTHIA RIEGLER of COWFORD REALTY & DESIGN LLC
Some houses whisper. This one is waiting for someone to finish the sentence. Tucked on a quiet street in The Cape on a generously sized lot, this split-floorplan home has spent years doing the unglamorous work of being structurally solid while everyone else obsesses over countertops. New roof (Aug 2023)? Check. Water pump under 5 years old? Check. Septic sump pump and alarm refreshed July 2025? Also check. No surprises there. What it's here for: lazy mornings on the screened lanai, mature landscaping that's already grown up gorgeous, and a layout that gives everyone their own corner. A gas fireplace sits ready for its next chapter -- reinstall the gas tank or go electric. Kitchen, baths, and flooring are ready for your design opinions -- and the price reflects it, leaving room for your updates without the back-and-forth. No HOA. Good bones. You bring the vision. This house brings the foundation and the possibilities for the future. *No sight-unseen offers or creative financing.*

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Federal 30-year interest rate: 6.49% last updated on Jun 25, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of June 26, 2026 8:47 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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