Welcome to this well-maintained 4-bedroom, 4-bath home tucked away on a desirable cul-de-sac street lot. Offering a flexible bonus space that can easily function as a 5th bedroom, office, or flex room. This home provides plenty of room to fit your lifestyle. Recent updates include fresh interior paint in the downstairs living areas and all bedrooms, along with upgraded LED lighting throughout for a bright, modern feel. The home sits on an oversized quarter-acre lot with a fully fenced backyard, screened paver patio, and a spacious three-car garage. The kitchen features granite countertops, dark cabinetry, stainless steel appliances, a large prep island with pendant lighting, and 2 dining areas. The owner's retreat is generously sized with tray ceilings, a walk-in closet, and a private bath complete with dual vanities, a soaking tub, and separate shower. Newly enhanced landscaping adds beautiful curb appeal. Located in Amelia Concourse Subdivision featuring a pool with water slides and a playground. Convenient to highly rated schools, shopping, hospitals, dining, 9 miles to the beach, and 8 miles to 95. Don't miss your chance to own your own piece of paradise here in Fernandina Beach! Off-island home with Fernandina Beach address and LOW HOA fees.