Welcome to this beautifully updated home in the highly desirable Lake Mandarin community, where timeless charm meets modern upgrades. Nestled on a quiet, oak-lined street, this move-in ready residence offers an inviting open-concept layout designed for both everyday living and effortless entertaining. The spacious living area is anchored by a stunning wood-burning fireplace and flows seamlessly into the fully renovated kitchen featuring granite countertops, custom cabinetry, stainless steel appliances, and a bright eat-in dining space. The primary suite offers a private retreat with an updated en-suite bathroom, while the additional bedrooms provide flexibility for family, guests, or a home office. Both bathrooms have been tastefully remodeled with contemporary finishes. Step outside to a large, fully fenced backyard with plenty of room for entertaining, pets, play, or even a future pool. The side-entry courtyard garage enhances both curb appeal and functionality. Major improvements completed include: " New energy-efficient windows " New interior and exterior doors " New kitchen cabinetry and appliances " New granite countertops " New bathroom vanities " New lighting, ceiling fans, switches, and outlets " New electrical breaker panel " New attic insulation " Updated ceilings and flooring Located just minutes from shopping, restaurants, parks, major highways, and top-rated Mandarin schools, this home combines comfort, convenience, and lasting value in one of Jacksonville's most established neighborhoods. Below are special incentives should buyer go with preferred lender OVM. This is an OVM with AnnieMac Rate Relief Eligible Property! Rate Relief makes this home more accessible and budget-friendly for you. What is a Rate Relief Eligible Property? Rate Relief is a program offered by AnnieMac Home Mortgage where the mortgage interest rate is reduced for the life of the loan. This reduction is achieved through an upfront payment made during the purchase process, and here's the best part - the seller and/or seller's agent have committed to covering this cost for you! The reduced interest rate is available through OVM with AnnieMac Home Mortgage. See the full details and disclosure available through the listing agent. Rate Lock Details FHA Payment Example: Home Price $329,000, down payment of 3.5%, loan amount $317,485, term 30-year, fixed rate 5.375% monthly payment of $2,124. Rate is based upon median fico score of 680. Payment stated does not include mortgage insurance, taxes and homeowners' insurance, which will result in a higher payment. Conventional Payment Example: Home Price $329,000, down payment of 20%, loan amount $263,200, term 30-year, fixed rate 5.99%, monthly payment of $1,922. Rate is based upon median fico score of 760. Payment stated does not include mortgage insurance, taxes and homeowners' insurance, which will result in a higher payment. VA Payment Example: Home Price $329,000 down payment of 0%, loan amount $329,000, term 30-year, fixed rate 5.25% monthly payment of $2,163. Rate is based upon median fico score of 720. Payment stated does not include mortgage insurance, taxes and homeowners' insurance, which will result in a higher payment.