Listed by KAMIE FOURNIER of FERNANDINA BEACH REALTY
SPACE - STYLE & COASTAL LIVING! This updated 3-bedroom, 2-bath condo has the largest floor plan in The Cottages at Stoney Creek and lives more like a house than a condo. VAULTED CEILINGS and an open layout make it feel bright, airy, and modern. Most of the home has been FRESHLY PAINTED in a soft coastal beige, which pairs beautifully with the UPDATED FLOORING and plantation shutters for a clean, move-in-ready look. The kitchen is a true standout. It has 42-inch cabinets, a pantry, desk area and bar seating that flows into a COZY BREAKFAST NOOK, so it's easy to cook, gather, and entertain. A beautiful wood staircase ADDS WARMTH & CHARACTER as it leads you between floors. Both bathrooms have been tastefully updated, and there's PLENTY OF ROOM to spread out or work from home. Step outside to your PRIVATE SCREENED IN PATIO for morning coffee and listening to the birds. ALL APPLIANCES convey, including the refrigerator, stove, microwave, dishwasher, washer, and dryer. The community ROOFS were REPLACED in 2025 and it's GATED & PRIVATE for added PEACE of MIND. Enjoy easy, **L O W-MAINTENANCE LIVING**: lawn care is included, so you'll never need a lawnmower or spend weekends on yard work. This pet-friendly & WALKABLE COMMUNITY has lots of green space and a sparkling pool, and Condo fees are under $400/month. Shopping and restaurants are within a mile or two & the beach is about 10 minutes away, and I-95 is about 10 minutes away. In Addition, We have TOP RATED Schools In the STATE of FLORIDA and Fernandina Beach is known as a Quaint Community. Are you considering a change... this is it, It's ready and waiting for YOU!

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Federal 30-year interest rate: 7.4% last updated on Oct 15, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of October 20, 2026 7:47 PM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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