Listed by BRANDON GILL of KELLER WILLIAMS SOUTHEASTERN PARTNERS
Your ultimate coastal retreat awaits in the premier gated community of Oyster Bay Harbour in Fernandina Beach. Enter the home through a mahogany door to a custom home where you are welcomed to a light-filled home, soaring 12-foot ceilings, hardwood hickory floors, and an expansive great room with gas fireplace. The gourmet kitchen was built with ample cabinetry and oversized quartz island. The home offers three en-suite bedrooms. Two suites are on the main level, including a luxurious primary retreat complete with bay window seating and an oversized walk-in shower. Upstairs, the flexible third suite easily adapts as a guest sanctuary, office, media room, or secondary living space. A sliding glass wall opens to a spacious screened-in tiled lanai and paved patio overlooking a serene lagoon. Oyster Bay Harbour offers residents pickleball, clay tennis courts, and community pool. With an acceptable offer, the Seller will include a paid equity membership to Oyster Bay Yacht Club.

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Federal 30-year interest rate: 7.03% last updated on Sep 24, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 28, 2026 2:17 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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