Listed by CYNTHIA KIRBY of COLDWELL BANKER VANGUARD REALTY
Coming Soon listing, no showings. Rare Fleming Island opportunity with below-market owner financing available! This beautifully maintained 3-bedroom, 2-bathroom home boasts 1,888 square feet of thoughtfully designed living space perfectly blending classic warmth with modern ease. The generous floor plan features rich, real hardwood floors throughout the main living areas, cozy newer carpet in the bedrooms, and low-maintenance tile in the kitchen and baths. At the heart of the home, a wood-burning fireplace with a traditional mantel anchors the inviting living area. Step outside to your private outdoor oasis--a screened lanai with durable epoxy flooring opening up to stunning, unobstructed views of a peaceful nature preserve. Beautifully groomed, mature landscaping offers maximum curb appeal with minimal maintenance. Skip the bank hassle and beat today's high rates; the seller is offering exclusive owner financing below market rates with a 20% down payment. Schedule your tour today!

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Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of August 23, 2026 7:18 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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