Listed by KELLY REYNARD of CENTURY 21 MILLER ELITE LLC
Experience luxury, privacy, and versatility in this exceptional custom-built home located in the highly sought-after Pirates Wood private waterfront community. Situated on just over a half-acre, this meticulously maintained property offers nearly 4,000 square feet of total living space, including a fully equipped 2-bedroom, 1-bath guest house with its own kitchen, laundry, and private living area-perfect for multigenerational living, guests, or potential rental income. The main home features 4 bedrooms and 4 full bathrooms with an open, light-filled floor plan. The beautifully updated kitchen offers upgraded appliances, new countertops, abundant cabinetry, and generous prep space. Elegant crown molding, spacious living areas, and a screened lanai create the perfect setting for relaxing or entertaining. A large detached building with air conditioning and electricity provides endless possibilities for a workshop, hobby space, home business, fitness studio, or extra storage. There's plenty of room for boats, RVs, campers, and golf carts. Pirates Wood offers low HOA fees and outstanding amenities, including a private deep-water boat ramp with access to the Bells River, community fishing dock and pier, clubhouse, swimming pool, and playground. Conveniently located near shopping, dining, top-rated schools, historic downtown Fernandina Beach, Amelia Island beaches, Jacksonville International Airport, Kings Bay Naval Submarine Base, and NAS Jacksonville. This one-of-a-kind property offers the perfect blend comfort, flexibility, and the Florida coastal lifestyle. Schedule your private showing today!

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Federal 30-year interest rate: 7.4% last updated on Oct 15, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of October 21, 2026 8:17 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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