Listed by ADELE SUDDES of CENTURY 21 MILLER ELITE LLC
RARE OCEANFRONT INCOME OPPORTUNITY. GROUND-FLOOR OCEANFRONT residence with DIRECT WALK-OUT ACCESS TO THE POOL, BEACH WALKWAY AND OCEAN beyond. This beautifully renovated 2BR/2BA condo delivers the combination buyers want most: a PRIME OCEANFRONT LOCATION, effortless personal enjoyment and a STRONG, PROVEN INCOME HISTORY. Offered FULLY FURNISHED and TURNKEY, the interiors were thoughtfully renovated and professionally curated with a soft coastal palette, crisp lines and refined finishes. From the living area and primary suite, enjoy views of the pool, palms and ocean with the beach just steps from your door. Equally compelling as an investment, this is ONE OF THE FEW UNITS CURRENTLY OFFERED ON THE MARKET WITH THIS LEVEL OF ESTABLISHED RENTAL PERFORMANCE, supported by a 5-STAR VRBO/AIRBNB HISTORY generating approximately $100,000 ANNUALLY. Rental income covers the property's operating expenses and projected mortgage expense, all while allowing the owner to enjoy the property personally and participate in the unit's long-term historical appreciation, estimated at an average of 4.2% annually. Located in gated Amelia Surf & Racquet Club near the Ritz-Carlton, golf, bike paths and historic downtown Fernandina Beach.

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Federal 30-year interest rate: 6.65% last updated on Aug 20, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of August 26, 2026 2:48 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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