Listed by LISA MARIE GARDNER of COASTAL GATEWAY REAL ESTATE GROUP
Welcome to luxury coastal living in Island Estates, an exclusive gated island community in Hammock Dunes bordered by the Fox Cut Canal and Intracoastal Waterway. Built in 2017, this custom 3,706 sq ft waterfront estate features 4 en-suite bedrooms, 4 full baths (including a pool bath), and a dedicated home office on a wide lot with mature palms and oaks. Inside, an elegant foyer leads to a 47-foot great room with wood floors and a gourmet chef's kitchen featuring custom white cabinets, gas cooktop, dual wall ovens, beverage fridge, and walk-in pantry. Expansive 10-foot sliding glass pocket doors open completely to a resort-style lanai with a TV setup, gas fireplace, new outdoor grill (2026), and a heated pool with refinished spa (2026). Enjoy ~147 ft of direct canal frontage ready for your custom dock, plus an X flood zone location for peace of mind. Recent upgrades include 2 new HVACs (2025). Optional Hammock Dunes Club membership offers golf, dining, and oceanfront amenities.

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Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 1, 2026 6:46 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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