Listed by ADELE SUDDES of CENTURY 21 MILLER ELITE LLC
TRUE DEEP WATER HOMESITE! 25 TO 30 FEET OF WATER AT ALL TIDES, APPROXIMATELY 100 FEET OF RIVER FRONTAGE, A PRIVATE DOCK AND OPEN OCEAN ACCESS ABOUT 12 MINUTES AWAY BY BOAT. This rare, nearly ONE-ACRE WATERFRONT PROPERTY offers an exceptional opportunity to create a custom home in an established enclave of MULTIMILLION-DOLLAR RESIDENCES. The lot is FLAT, OUTSIDE THE FLOOD ZONE and protected along the waterfront by a HEAVILY REINFORCED RIPRAP SHORELINE. With NO HOA OR CDD, you have the freedom to design a waterfront residence around the lifestyle this remarkable setting provides. And there is no need to rush the process. An UPDATED, MOVE-IN READY 3-BEDROOM, 2-BATH BRICK HOME is already on the property, allowing you to enjoy the river, dock and boating lifestyle immediately while you design and plan your future home. The existing residence features an open-concept layout, newer HVAC, new windows, an expansive covered patio and broad water views. When the time comes to build, the existing home can be removed relatively quickly and economically. THIS IS THE KIND OF WATERFRONT THAT IS ALMOST IMPOSSIBLE TO RECREATE. Boat, fish and explore directly from your backyard. Cast for largemouth bass, redfish, bream and crappie; watch dolphins, sea turtles, otters, pelicans, ospreys and eagles; and enjoy SpaceX launches from the riverfront. All within easy reach of Fernandina's beaches, dining, shopping and historic downtown. BUY IT FOR THE LAND. ENJOY IT FOR THE HOUSE. BUILD WHEN YOU ARE READY.

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Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 2, 2026 7:16 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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