Listed by BRAD STEWART of ERA ONETEAM REALTY
Pond views, beautiful upgrades & an assumable 2.75% FHA mortgage! Welcome to this charming 4-bedroom, 2-bath single-story home in highly desirable Treaty Oaks in historic St. Augustine. The open-concept layout features wood-look porcelain tile throughout the main living areas and a spacious kitchen with quartz countertops, a large center island and seamless flow into the dining and living areas. Both bathrooms also feature quartz countertops. Enjoy a fully fenced waterfront backyard with a pavered walkway to a custom fire pit overlooking the pond, plus plenty of room for a pool! Qualified buyers may assume the existing FHA mortgage with approx. $339,000 remaining at 2.75% and approx. 25 years remaining. Walk to the resort-style pool, fitness center & clubhouse, with Treaty Park nearby offering pickleball, basketball & a skate park. NO CDD fees & reasonable HOA fees! More photos coming soon.

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Est. Mortgage:
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Federal 30-year interest rate: 6.66% last updated on Aug 27, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 3, 2026 7:46 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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