VA ASSUMABLE LOAN OPPORTUNITY | POND-VIEW LIVING IN BAINBRIDGE ESTATES. Welcome to an exceptional 4-bedroom, 3-full-bath home offering space, comfort, and an inviting lifestyle in the desirable Bainebridge Estates community. Qualified buyers may have the opportunity to assume an existing VA loan, potentially benefiting from a more favorable interest rate and lower monthly principal and interest payments, subject to lender approval and the terms of the existing loan. Featuring this beautifully designed home offers an open-concept floor plan that seamlessly connects the spacious living and dining areas, creating an ideal setting for everyday living and entertaining. The gourmet kitchen serves as the heart of the home, showcasing granite countertops, a generously sized center island, stylish backsplash, double ovens, and a newer cooktop. Whether preparing family meals or hosting guests, this kitchen offers both functionality and an inviting gathering space. The spacious primary suite provides a relaxing private retreat, highlighted by an elegant three-step tray ceiling, crown molding, and luxury vinyl plank flooring. With four bedrooms and three full bathrooms, the thoughtfully arranged layout offers flexibility for guests, a home office, or additional living needs. Major Upgrade: New Roof Installed in January 2026! HVAC 2 yrs old, brand new fridge, newly painted exterior. The fully fenced backyard overlooks a peaceful community pond, creating a scenic backdrop for outdoor relaxation. Step onto the covered and screened rear patio to enjoy your morning coffee, unwind after a long day, or entertain friends while taking in the tranquil water views. The fenced yard offers additional space for outdoor enjoyment, gardening, and play. Residents of Bainebridge Estates enjoy an impressive selection of community amenities, including a resort-style swimming pool and water park, fitness center, lighted tennis courts, spacious clubhouse, and fenced playgrounds designed for outdoor recreation and community gatherings. These amenities provide opportunities to stay active, socialize, and enjoy a resort-inspired lifestyle close to home. Conveniently located near Jacksonville International Airport, River City Marketplace, shopping, dining, and major roadways, this property also offers convenient access to Naval Air Station Jacksonville and Naval Station Mayport. Enjoy the balance of a peaceful residential setting with access to the everyday conveniences and destinations of Northeast Florida. If you are looking for a spacious home with pond views, desirable community amenities, a newly installed roof, and a potential VA assumable financing opportunity, this property deserves your attention. Schedule your private showing and discover the possibilities at 15808 Baxter Creek Drive! Note: VA loan assumption is subject to lender and loan-servicer approval, buyer eligibility, and applicable VA requirements. Interest rate, remaining loan balance, payment, and any required cash difference must be independently verified. Digitally enhanced images have been used for marketing purposes.