*All are welcome to our open house this Saturday 9/12 between 12-3pm* Introducing this just listed 4 bedroom, 2 bathroom gem tucked away in the desirable Pine Ridge neighborhood! This move-in ready home qualifies for USDA financing, a $0 DOWN loan, making home ownership more affordable than ever! Designed w/both comfort & convenience in mind, this spacious layout flows effortlessly from room to room. This home is packed with major updates so you can move right in with total confidence. Rest easy knowing you have a BRAND NEW roof, HVAC, updated flooring & newer appliances--saving you big on energy bills & future upkeep! Enjoy a bright, clean slate w/a freshly painted interior & sleek, durable newer LVP flooring running seamlessly throughout the main living areas. Relax on your covered patio--the ideal spot for morning coffee or shade on summer afternoons in this completely fenced backyard. Zoned for top-rated Clay County Schools, this home offers access to an excellent education system where students truly thrive. Spectacular resort-style amenities include a swimming pool with thrilling waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts. Schedule a tour today!