OPTION TO PURCHASE FULLY FURNISHED AT NO ADDITIONAL CHARGE & WALKABLE TO EVERYTHING DOWNTOWN FERNANDINA HAS TO OFFER! This reimagined historic cottage is just blocks from Centre Street & the waterfront. The 1-bedroom, 1-bath, 893-square-foot home underwent an extensive down-to-the-studs renovation in 2025, delivering craftsmanship, efficiency & premium materials rarely found in a home of this era. Improvements include all-new electrical wiring & panel; PEX plumbing, all-new drain lines to city connections; new siding; a 5V metal roof with exposed long-life fasteners; natural-gas tankless water heater & a two-zone HVAC system with individual remotes. Spray-foam insulation extends along the entire roofline & gable ends, with batt insulation throughout the walls & floor system. A-Series Andersen windows provide abundant natural light & include a transferable warranty. Inside, vaulted ceilings with cedar beams, shiplap walls, original wood flooring paired with matching new wood, designer lighting & solid mahogany exterior doors create undeniable character. The open kitchen features butcher-block countertops, stainless steel appliances, cantilevered shelving & a custom range hood. Built-ins enhance the living room & bedroom, while the striking bath offers a double vanity, oversized walk-in shower & custom tile work. The loft provides flexible guest, office, or storage space. The front porch and oversized carport were rebuilt & a rear addition expands the cottage. The backyard offers room for a pool or the carriage house already approved by the Historic District Council. Zoning permits monthly rentals, adding flexibility as a primary home, downtown retreat, or investment.