Listed by SARAH WHEELESS of REAL BROKER LLC
Coming Soon listing, no showings. Welcome to this spacious 4-bedroom, 3-bath pool home tucked beneath the mature oak trees of established Charter Point. Offering over 3,100 square feet of living space, this classic brick home is filled with character, generous living spaces, and a flexible floor plan with room for everyone. The recently refreshed kitchen features new quartz countertops and backsplash, giving the space a fresh, updated feel. Warm hardwood floors, beautiful dentil crown molding, multiple living and dining areas, and a wet bar add to the home's charm and provide plenty of space for both everyday living and entertaining. The main level includes a large bedroom with an adjacent full bath, making it a great option for guests or multigenerational living. An additional flex room offers even more possibilities as a home office, playroom, exercise room, or sitting area. Upstairs, you'll find the primary suite, additional bedrooms, and another versatile bonus space. Outside, the in-ground pool and paved patio create a private backyard retreat surrounded by mature landscaping. With over 3,100 square feet, a pool, flexible living spaces, and a beautiful setting beneath the oaks, there's a lot to love about this one. Come experience 4575 Oak Bay Drive for yourself! Priced well below of recently appraised value of $585,000!

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Federal 30-year interest rate: 6.95% last updated on Sep 17, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 19, 2026 7:48 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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