Listed by CLAUDIA COLASANTO of MOMENTUM REALTY
Live in Atlantic Beach without paying beach prices! This adorable 4 bedroom 2 bath concrete block beach cottage offers the best of coastal living with just bike ride to Atlantic Beach! The remodeled kitchen features new white shaker cabinets, beautiful quartz countertops, newer stainless steel appliances, and authentic Terracotta floors. The versatile flex room with new barn doors, or 4th non conforming bedroom is prefect for a guest or owner suite. Step outside and relax in the fully fenced backyard with new gazebo, fire pit, shed, beautiful live oaks and tropical plants. Upgrades in the home include new duct work (2026), windows and doors (2021), HVAC (2021). The patio furniture. dining set, and all TV's are included in the sale. Located in Oak Harbor, close to Mayport Naval Station, biking distance to Hanna Park, restaurants, breweries, shopping, schools, and the beach! Oak Harbor includes a boat ramp, dock, playground, basketball court and NO HOA fees or restrictions.

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Federal 30-year interest rate: 7.03% last updated on Sep 24, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 26, 2026 6:46 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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