Listed by STEVEN MICHAEL MCADOO of MCADOO MULTIFAMILY ADVISORS LLC
Seller financing available for qualified buyers! Atlantic Beach quadruplex offered with attractive owner financing terms: 8% minimum down, 5.5% interest-only, 10-year term, and no prepayment penalty. Four identical 2BR/1BA units, gut renovated in 2021, with separately metered utilities. Each unit includes a refrigerator, stove, and washer/dryer. Units currently rent for $1,300/month each, providing solid in-place income from a recently renovated asset. Located in Atlantic Beach, one of Northeast Florida's most desirable coastal communities, close to the beach, dining, and shopping. A great fit for investors seeking low-maintenance cash flow or a buyer who wants to live in one unit and rent the others. The owner financing lets you acquire coastal income property without conventional bank qualification. Contact listing broker for financial information. Please do not disturb tenants. ***Photos from post 2021 renovation. Exterior and interior finishes remain the same.***

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Federal 30-year interest rate: 7.03% last updated on Sep 24, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 28, 2026 8:17 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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