Listed by REBECCA BEARD HUTCHINSON of IRON VALLEY REAL ESTATE NORTH FLORIDA
Some properties you simply have to experience..and this is one of them! Tucked away on 1.09 acres along the TIDAL WATERS of Lofton Creek, this private WATERFRONT retreat offers something increasingly hard to find: room to breathe, direct access to the water, and a setting with true Old Florida character. The well-maintained 2-bedroom, 2-bath home with a dedicated office has been recently painted inside and out and is filled with natural light. Tile flooring and laminate flooring runs throughout, with an interior laundry room and a large screened lanai overlooking the peaceful backyard. But step outside, and this property really begins to tell its story. A winding, storybook inspired dock path leads beneath the trees toward the water, framed by rope railings and the sweeping MARSH VIEWS make the journey almost as special as the destination. At high tide, the creek offers approximately 40 inches of water. Ideal for launching a kayak, fishing, or simply sitting back and enjoying the surroundings. The fenced backyard provides plenty of room for pets, outdoor living, boats, trailers, and toys, with ample space to add a pool and create your own backyard retreat. An oversized garage and separate storage shed add valuable space for tools and equipment. With no HOA and no CDD, you'll have the freedom to enjoy your property your way! Acreage. Waterfront access. Privacy. And a setting you simply don't find every day. This is one you'll want to see in person... ASAP!

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Federal 30-year interest rate: 7.28% last updated on Oct 1, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of October 2, 2026 7:46 PM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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