Listed by DAWN MARIE COYNE of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors. The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, heated towel rack, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage with EV Charger and Epoxy Floor, and an expansive paver patio perfect for entertaining or relaxing outdoors. Enjoy reasonable power bills with seller owned solar panels! Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home! Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining. A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views. With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. Located in Creekside at Twin Creeks, residents enjoy access to community amenities and convenient connections to shopping, dining, major roadways, and Northeast Florida destinations.

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Est. Mortgage:
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Federal 30-year interest rate: 7.4% last updated on Oct 15, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.

 "Based on information submitted to Northeast Florida Association of REALTORS as of October 21, 2026 8:17 AM EDT . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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