Come home to peaceful mornings on the St. Johns River and sunsets best enjoyed from your own porch. Nestled along a private cove in the historic Tocoi area, this beautifully maintained 3-bedroom, 2.5-bath home offers approximately 120 feet of direct river frontage in a setting framed by live oaks & Spanish moss. Spend your days exploring the river with 2 boat slips, one equipped with a lift, & convenient access to a shared boat ramp. Back at home, unwind on the screened porch or gather on the wraparound porch as the evening light stretches across the water. All 3 bedrooms enjoy river views, & the first-floor primary suite provides a comfortable retreat. Thoughtful improvements include a bathroom remodel & select kitchen appliances in 2024; a boat dock roof replacement, updated lighting, and new porch screens in 2023; HVAC and deck railings in 2020; re-plumbing in 2018; and hand-painted Spanish tile & hand-carved mantle for fireplace 2026. Additional features include a metal roof, commercial-grade septic system, transferable termite bond, and space to accommodate your boat. A survey and elevation certificate are available. The home sits on a three-foot raised slab, with no flooding reported in the previous listing. Currently used as a residence, the property is zoned CHT commercial. Shared easements apply to water, septic, the boat ramp, and docks; inquire for details and supporting documents. Whether you're heading out on the water or enjoying a quiet evening at home, this riverfront setting offers room to slow down and savor where you live.